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Their members all go through criminal background checks, but filtering fraud is not guaranteed. Before getting the company's seal of approval, participating daters must physically go to one of their more than 50 locations and get checked, screened and cleared. What's a dater to do? Don't publish your phone number or birth date, as that information can be used to perpetuate ID theft.

Siciliano believes credit monitoring services can help make sure accounts aren't tampered with while dating online. For example, ProtectMyID scans the Internet daily, searching for fraudulent use of Social Security numbers and credit and debit accounts.

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If they spot illicit activity, they'll alert the member. To discover a person's living situation, marriage status, criminal conviction, bankruptcies and job history, Siciliano suggests Intelius' Date Check product. These layers of protection can give peace of mind when fraternizing with strangers on the Internet. Koppel recounts an incident where the man was unusually enthusiastic about his real estate deals: Though fraudsters can be slick, it usually doesn't take long before inconsistencies or red flags emerge.

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If they "need" money or inquire about anything related to your credit or finances, say goodbye, block them from your profile and report their activity to the service. For bad guys trawling the online dating waters, it's a numbers game. When you don't bite, they move on to the next fish in the sea of love. What you must know about identity theft , When you should and should not give out Social Security numbers , More about credit monitoring services.

The offers that appear on this site are from companies from which CreditCards. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site.

How to protect your credit while online dating.